Guide to the National Credit Act
Guide to the National Credit Act is a subscription based product including both the printed loose-leaf and LexisMobile publications. Updates for 12 months (print and mobile) are included in the price.
Guide to the National Credit Act is a subscription based product including both the printed loose-leaf and LexisMobile publications. Updates for 12 months (print and mobile) are included in the price.
This publication provides comprehensive commentary to the National Credit Act. The National Credit Act forms part of a wave of measures aimed at protecting consumers and making credit and banking services more accessible.
Guide to the National Credit Act is designed to provide comprehensive guidance to those who borrow and to those who lend.
Chapter 1 - Introduction and historical background to the National Credit Act
Chapter 2 - The implementation, objects and interpretation of the National Credit Act
Chapter 3 - Consumer Credit Institutions
Chapter 4 - The scope of application of the National Credit Act
Chapter 5 - Registration and consequences of non-registration
Chapter 6 - The consumer's rights and the credit provider's obligations
Chapter 7 - Advertising and marketing standards
Chapter 8 - Types of credit agreements
Chapter 9 - Conclusion, alteration and termination of credit agreements
Chapter 10 - Interest, fees and charges
Chapter 11 - Over-indebtedness and reckless lending
Chapter 12 - Enforcement of credit agreements
Chapter 13 - Dispute settlement other than debt enforcement
Chapter 14 - A practical discussion of the debt counselling process
Chapter 15 - Credit Bureau
Chapter 16 - Offences and penalties
Chapter 17 - The effects of non-compliance
Chapter 18 - Transitional provisions and existing agreements
Chapter 19 - Statements of Account
Chapter 19 - Statements of Account
Chapter 20 - Miscellaneous matters
