Guide to the National Credit Act
Guide to the National Credit Act provides comprehensive commentary to the National Credit Act designed to provide comprehensive guidance to those who borrow and to those who lend.
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Product description
Guide to the National Credit Act provides comprehensive commentary to the National Credit Act designed to provide comprehensive guidance to those who borrow and to those who lend.
The National Credit Act forms part of a wave of measures aimed at protecting consumers and making credit and banking services more accessible.
Available in print (looseleaf) and online format. Print includes updates for 12 months, thereafter updates are billed annually in advance. Online format must be added to a base package. "Request a quote" and a sales agent will contact you.
Table of contents
Chapter 1 - Introduction and historical background to the National Credit Act
Chapter 2 - The implementation, objects and interpretation of the National Credit Act
Chapter 3 - Consumer Credit Institutions
Chapter 4 - The scope of application of the National Credit Act
Chapter 5 - Registration and consequences of non-registration
Chapter 6 - The consumer's rights and the credit provider's obligations
Chapter 7 - Advertising and marketing standards
Chapter 8 - Types of credit agreements
Chapter 9 - Conclusion, alteration and termination of credit agreements
Chapter 10 - Interest, fees and charges
Chapter 11 - Over-indebtedness and reckless lending
Chapter 12 - Enforcement of credit agreements
Chapter 13 - Dispute settlement other than debt enforcement
Chapter 14 - A practical discussion of the debt counselling process
Chapter 15 - Credit Bureau
Chapter 16 - Offences and penalties
Chapter 17 - The effects of non-compliance
Chapter 18 - Transitional provisions and existing agreements
Chapter 19 - Statements of Account
Chapter 19 - Statements of Account
Chapter 20 - Miscellaneous matters